Nigeria 
Ghana
Sierra Leone 
Gambia 
United Kingdom
ZWoman
Zwoman is our proposition to closing the financial gap faced by female owned businesses and ensuring that we create more opportunities for growth in the business environment for women.
PRODUCT DESCRIPTION
ZWoman is our loan product for female owned businesses for all sectors primarily geared towards growing our SME Sub-sector and diversifying our customer base.
BENEFITS
The Zwoman community cuts across women in Business, Education, Career, Health and Technology.
Features
- Training
- Coaching
- Networking
REQUIREMENTS
- Account opening form duly completed
- One recent clear passport photograph of Guardian/Parent and child
- Birth Certificate of Child
- Identification of signatories (Driver’s License, International Passport,
National Identity Card or Voter’s Card) - Residence permit (where applicable)
- Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent receipt, telephone bill)
ELIGIBILITY
- Female owned businesses with a shareholding of 50% and above.
- Business that has a woman as its CEO or CFO
To open a ZWoman Account, simply visit the nearest Zenith Bank branch.
ZWoman Loan
Our ZWoman loans are granted in two broad areas:
Working Capital
This is designed to finance the day-to-day operations of a business, ranging from payment of employees’ wages to covering accounts payable for the business and purchases of raw materials. Payment of this loan is usually on a monthly or quarterly basis from the customer’s Z-woman account for a period of 24 months.
Term Loan
This is to purchase fixed assets such as equipment, a new building, machinery or infrastructure upgrade. Payment of this loan is usually on a monthly or quarterly basis from the customer’s Z-woman account.
