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Current Account

Open a Zenith Bank current account with full account requirements and gain access to the world of convenience that comes with owning a Zenith Bank account.

Individual Current Account

Open a Zenith Bank current account with full KYC (Know Your Customer) requirements and gain access to the world of convenience that comes with owning a Zenith Bank account.

Enjoy a full range of services on offer ranging from mobile banking applications to debit cards, all to ensure that you always have access to your account wherever and whenever

OPEN ACCOUNT ONLINE DOWNLOAD ACCOUNT FORM

FEATURES AND BENEFITS

  • Zero account opening balance
  • Internet Banking
  • Zenith Mobile Banking app
  • *966# Eazybanking
  • MasterCard/Visa/Verve debit card
  • Email/SMS Alertz
  • Cheque book

REQUIREMENTS

  • Account opening form duly completed
  • One recent clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Two independent and satisfactory references
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)

NB: Open a Domiciliary Account on request with the same documents

AVAILABLE CHANNELS

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

NB: You can get a Domiciliary Account on request.

Gold Premium Account

Gold premium account is a high yield current account product that is best suited for customers that have more inflow transactions than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

OPEN ACCOUNT ONLINE DOWNLOAD ACCOUNT FORM

FEATURES AND BENEFITS

  1. Opening balance of N1,000,000
  2. Interest bearing of 1.75% p.a on N1,000,000 minimum balance
  3. No Account Maintenance Fee (AMF) on first 5 withdrawals. AMF will apply on all withdrawals if more than 5 withdrawals are made per month.
  4. International transaction monthly limit of $3,000
  5. MasterCard Gold debit card
  6. Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Gold debit card. To register: www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store
  7. Enjoy two free complimentary access to LoungeKey airport lounges
  8. Transaction discounts from selected merchants.
  9. Emergency Card Replacement: Through MasterCard Global Service™ Gold debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
  10. Emergency Cash Disbursement: Through MasterCard Global Service™ Gold debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
  11. Direct access to our 24 hours customer service help desk
  12. Cheque book (clearing enabled)
  13. Internet banking
  14. Zenith mobile banking app
  15. Email/SMS alertz
  16. MasterCard Discounts

*Terms and conditions apply.

LEARN MORE DISCOUNT LOCATIONS

REQUIREMENTS

  • Account opening form duly completed
  • One recent clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Two independent and satisfactory references

Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
receipt, telephone bill)

AVAILABLE CHANNELS

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

NB: You can get a Domiciliary Account on request.

Platinum Premium Account

Platinum premium account is the highest yield, current account product that is best suited for customers that have more inflow transactions than outflows.
It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.

OPEN ACCOUNT ONLINE DOWNLOAD ACCOUNT FORM

FEATURES AND BENEFITS

  1. Opening balance of N3,000,000
  2. Interest bearing of 2% p.a on N3,000,000 minimum balance
  3. No Account Maintenance Fee (AMF) on first 5 withdrawals. AMF will apply on all withdrawals if more than 5 withdrawals are made per month.
  4. International transaction monthly limit of $4,000
  5. MasterCard Platinum debit card
  6. Get quick and easy access to 800 LoungeKey airport lounges in over 130 countries globally with your MasterCard Platinum debit card. To register: www.loungekey.com/en/zenithbankplatinumcard OR download the LoungeKey App from the App store
  7. Enjoy two free complimentary access to LoungeKey airport lounges
  8. Prepaid card for wards/domestic staff
  9. Transaction discounts from selected merchants.
  10. Emergency Card Replacement: Through MasterCard Global Service™ Platinum debit cardholders get emergency card replacement for cards reported lost/stolen, upon issuer authorization, within 1 business day in the US or 2 business days internationally.
  11. Emergency Cash Disbursement: Through MasterCard Global Service™ Platinum debit cardholders can get up to $2,000 emergency cash disbursed within 2 hours at any of 250,000 Western Union locations worldwide.
  12. Fraud Protection: Platinum cardholders who report their card lost or stolen are covered for any unauthorized charges that occur on their card via the ATM, POS, Online or Telephone, in the 24-hour preceding reporting such event to the bank.
    Maximum Amount Payable per Card:
    Per occurrence - $2,000 or naira equivalent
    Per Year - $3,000 or naira equivalent.
  13. Purchase Protection: Platinum cardholders are insured for loss of a purchase due to accidental damage or theft occurring within ninety (90) days from the date of purchase with the Platinum debit card as indicated on the store receipt.
    Maximum amount payable per Card:
    Per occurrence: $2,000 or naira equivalent
    Per Year: $5,000 or naira equivalent
  14. Direct access to our 24 hours customer service help desk
  15. Cheque book (clearing enabled)
  16. Internet banking
  17. Zenith mobile banking app
  18. Email/SMS alertz
  19. MasterCard Discounts

*Terms and conditions apply.

LEARN MORE DISCOUNT LOCATIONS

REQUIREMENTS

  • Account opening form duly completed
  • One recent clear passport photograph of signatory
  • Identification of signatories (Driver’s License, International Passport,
    National Identity Card or Voter’s Card)
  • Residence permit (where applicable)
  • Two independent and satisfactory references
  • Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
    receipt, telephone bill)

AVAILABLE CHANNELS

  • *966# EazyBanking
  • Zenith Internet Banking
  • In-branch at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone

Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

NB: You can get a Domiciliary Account on request.

Timeless Account

Timeless Account for Senior Citizens

FEATURES

Free banking: 

  • Free SMS notification, cheque book and debit card
  • Free statement printing
  • AMF free
  • Zero Account Opening
  • Priority service at the branch
  • Travel and holiday offers

REQUIREMENTS

Requirements for the Current Account:

 

S/N

Requirements for the Current Account

1

Account opening form duly completed

2

One recent clear passport photograph of signatory

3

Identification of signatories (Driver’s License, International Passport,
National Identity Card or Voter’s Card)

4

Residence permit (where applicable)

5

Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
receipt, telephone bill)

6

Two independent and satisfactory references

 

 

 

 

AVAILABLE CHANNELS

  • EazyBanking
  • Zenith Internet Banking
  • In-branch priority service at any Zenith Bank branch
  • ZenithDirect – our 24/7 telephone banking
  • Zenith Bank ATM nation-wide – free cash withdrawal
  • Zenith Mobile Banking App – 24/7 on your smart phone
  • Access your account using your Zenith Bank debit card at participating merchant stores for payment of goods and services in Nigeria and anywhere in the world

For Joint Account Holders

Download Joint Account Form here. Applicable for all individual current and savings accounts holders. Complete form and submit at your nearest Zenith Bank branch with the indicated documents required.

DOWNLOAD JOINT ACCOUNT FORM

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