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POS

No matter what payment cards your customers carry, our Point of Sale terminals have the capability to accept all cards irrespective of the issuing bank.

Zenith Bank Features

Features

Cardless payment

Complete transactions without your card on POS using the following services.

  1. Pay with Transfer
  2. Scan to Pay
  3. USSD on POS

1. Pay with transfer – Pay with transfer is a unique integration that instantly prints a transaction receipt on the in-store POS terminal whenever a customer pays for goods or services by transfer.

How it works

  • A virtual account is assigned to the preferred POS terminals
  • Customer requests to make payment by transfer
  • Cashier selects Pay with Transfer on the POS terminal and the virtual account is displayed.
  • Customer makes payment to the account number displayed via his/her preferred mode of transfer
  • The POS terminal automatically prints receipt if transaction is successful

Benefits: Instant value, It is a card less service on the POS
Settlement: Same day.

2. Scan To Pay - Scan To Pay is a fast, simple and secure way of making payments at merchant’s outlets by simply scanning a QR code using a smart phone. QR is an acronym for Quick Response code. It is similar to a barcode displayed on items or goods found in stores (Learn More).

3. USSD on POS - This payment option will enable any bank account holder pay by simply dialing *966*000*code displayed on the POS# from the mobile phone number registered with their respective bank.

Key Features:

  • USS ON POS is available across all network in Nigeria and does not require data connectivity for transactions to be consummated.
  • Settlement of transactions is T + 1.

How it works:

  1. Select USSD payment on POS.
  2. Enter amount.
  3. Provide USSD code displayed on POS terminal.
  4. Customer dials USSD string and code displayed.
  5. Customer confirms payment with his USSD PIN.
  6. Customer is debited and POS prints receipt.

 

MULTICARD CAPABILITY

Our terminals support all major payment cards in Nigeria.

QUICKER RECONCILIATION

Balancing reports at end of day and customized reporting ensure there are no loose ends in your accounting.

FAST PROCESS

Each transaction takes between 8 and 15 seconds on an internet connection.

NEWEST TECHNOLOGY

Your business will have the benefit of the latest hardware as well as up to date software designed to help reduce fraud and enhance data security.

INDUSTRY STANDARD FRAUD PROTECTION

Our terminals’ compatibility with the new Chip-and-PIN standard helps you prevent fraud.

HIGH-END DATA SECURITY

Take advantage of the latest industry standard for point-of-sale data security. You will receive the most current security for your terminals including card masking capability.

ONLINE REPORTING

Conveniently view realtime data, search transactions, customize reports and analyze trends with the available Transaction Viewer Portal with which you can view your transactions as they occur, or the Settlement Viewer Portal which breaks down your lump sum settlement into the individual transactions.

SETTLEMENT

Transactions processed on the terminals are settled one day after the transactions occurred. This is expressed as T+1 where T is the date of the transaction and 1 refers to the next working day. So transactions performed on a Friday will be settled on Monday

Frequently Asked Questions

We are available to help you with any of your banking needs. Do you have a question? We have got answers to some frequently asked questions about our products and services and much more.

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