Complete transactions without your card on POS using the following services.
Pay with Transfer
Scan to Pay
USSD on POS
1. Pay with transfer – Pay with transfer is a unique integration that instantly prints a transaction receipt on the in-store POS terminal whenever a customer pays for goods or services by transfer.
How it works
A virtual account is assigned to the preferred POS terminals
Customer requests to make payment by transfer
Cashier selects Pay with Transfer on the POS terminal and the virtual account is displayed.
Customer makes payment to the account number displayed via his/her preferred mode of transfer
The POS terminal automatically prints receipt if transaction is successful
Benefits: Instant value, It is a card less service on the POS Settlement: Same day.
2. Scan To Pay - Scan To Pay is a fast, simpleandsecureway of making payments at merchant’s outlets by simply scanning a QR code using a smart phone. QR is an acronym forQuick Response code. It is similar to a barcode displayed on items or goods found in stores (Learn More).
3. USSD on POS - This payment option will enable any bank account holder pay by simply dialing *966*000*code displayed on the POS# from the mobile phone number registered with their respective bank.
USS ON POS is available across all network in Nigeria and does not require data connectivity for transactions to be consummated.
Conveniently view realtime data, search transactions, customize reports and analyze trends with the available Transaction Viewer Portal with which you can view your transactions as they occur, or the Settlement Viewer Portal which breaks down your lump sum settlement into the individual transactions.
Transactions processed on the terminals are settled one day after the transactions occurred. This is expressed as T+1 where T is the date of the transaction and 1 refers to the next working day. So transactions performed on a Friday will be settled on Monday
Frequently Asked Questions
We are available to help you with any of your banking needs. Do you have a question? We have got answers to some frequently asked questions about our products and services and much more.