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Business (Start-up) Guide

Zenith Bank is committed to partnering with MSMEs to grow their potential and achieve entrepreneurial success.

'How to' Guides

'How to' choose
a business model

Learn More

'How to' assess your
business environment

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'How to' Start

Learn More

'How to' increase your
prospects on securing

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SME Products

SME Grow My Biz offers a suite of customized value propositions that will provide support to MSMEs for sustainable growth. So whether you want a basic account or one bursting with options, you will find the right account that meets your needs. Visit any of our branches to open your account today.

SME Basic Account

Micro Enterprise

Annual  Turnover Below N20M

Minimum operating balance:


SME Loan Limit:

N2m Max

30-day revolving Digital loan:

N200k Max

SME Premium Account

Small Enterprise

Annual Turnover N20M-49.9M

Minimum operating balance:


SME Loan Limit:

N5m Max

30-day revolving Digital loan:

N500k Max

SME-Ultra Account

Medium Enterprise

Annual Turnover

Minimum operating balance:


SME Loan Limit:

N10m Max

30-day revolving Digital loan:

N1M Max

Zenith Bank Insure Your Business

Insure Your Business

Insurance is a form of risk management used to hedge against the risk of uncertain loss and provide a guarantee of compensation and peace of mind for the specified loss in return for a specified premium. It also helps you pay for damage to your property or pay others on your behalf when you damage their property.

Recommended Products:

  • Motor Insurance
  • Group Personal Accident
  • Combined Fire & Burglary
  • Plant All Risk

Engage your Account Relationship Manager for guidance.

Business Tools

The Mortgage calculator helps you to estimate your monthly mortgage payment and see how changes to the term of your mortgage could impact on your repayments.

Contact Us Today

Email:, Phone: 234-1-2787000, 0700ZENITHBANK

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