SME Grow my Biz Account
SME Grow My Biz offers a suite of customized value propositions that will provide support to MSMEs for sustainable growth. So whether you want a basic account or one bursting with options, you will find the right account that meets your needs. Visit any of our branches to open your account today.
Features:
- For registered business name or limited lability company
- Zero opening balance
- Minimum operating balance of N20,000
- Monthly account fee of N2,000=
- Fee of N1:00k/mile applies where monthly turnover is more than N40 million
- Access your funds with our customized Zenith SME card
- Get support to digitize your business processes and operations
- Give your business more visibility with our numerous free digital tools and services

SME GMB Loans
SME Grow My Biz (GMB) offers a wide assortment of loan types to cater for every business contingency. So bring on the big ideas and let us make a difference.
Z-WOMAN LOAN
Z-Woman
Z-Woman is our single digit loan product for female owned businesses for all sectors primarily geared toward growing our SME sub-sector and diversifying our customer base.
Eligibility
Female owned businesses with shareholding of 50% or any majority shareholding provided it's owned by a woman.
Purpose
Business Expansion (Working Capital Requirements, Purchase of Raw Materials, Raw Materials & Infrastructure upgrade)
Sectors
Beauty/Style, Confectionery, Fitness, Agriculture & Others
Rate: 9% p.a
Maximum Loan Amount: N10M
Loan tenor: 12 to 24 months
Repayment
Monthly or quarterly repayments in line customer’s cash flow from sales/collections into account with Zenith Bank
Management Fee: 1% flat
Security
Acceptance of the BVN covenant, Personal guarantee of customer, Insurance, Positive Credit Checks, and Company Profile
How to Apply
To apply for Z-Woman Business Package, simply visit the nearest Zenith Bank branch.
Enquiries
For more enquiries, kindly send an email to zenithretail@zenithbank.com or zenithdirect@zenithbank.com
SME LOAN
Our SME Loan is structured to provide access to funds for business expansion needs with flexible repayment plans and competitive interest rates for specific business sectors. This loan type has been specially designed to promote expansion in the Beauty/fashion, Confectionery and Fitfam/healthy living sectors.
Eligibility
MSMEs duly registered in Nigeria.Purpose
Business Expansion (Working Capital Requirements, Purchase of Raw Materials, Raw Materials & Infrastructure upgrade)Sectors
Beauty, Confectionery and Fitfam sectorsRate: 9% p.a
Maximum Loan Amount: N5M
Loan tenor: 12 to 24 months
Repayment
Flexible repayments in line customer’s cash flow from sales/collections into account with Zenith BankManagement Fee: 1% flat
Security
Acceptance of the BVN covenant, Personal guarantee of customer, Insurance, Positive Credit Checks and Company ProfileHow to Apply
To apply for the Zenith SME loan, simply visit the nearest Zenith Bank branch and speak to any of our relationship managers.Enquiries zenithretail@zenithbank.com or zenithdirect@zenithbank.com
For more enquiries, kindly send an email to
Google My Business
With Google My Business, you get more than a business listing. Your free business profile lets you easily connect with customers across Google Search and Maps.

Insure Your Business
Insurance is a form of risk management used to hedge against the risk of uncertain loss and provide a guarantee of compensation and peace of mind for the specified loss in return for a specified premium. It also helps you pay for damage to your property or pay others on your behalf when you damage their property.
Recommended Products:
- Motor Insurance
- Group Personal Accident
- Combined Fire & Burglary
- Plant All Risk
Engage your Account Relationship Manager for guidance.
Business Tools
The Mortgage calculator helps you to estimate your monthly mortgage payment and see how changes to the term of your mortgage could impact on your repayments.