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Zenith Cards |
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At Zenith Bank, we give you a variety of card options ranging from debit to credit cards packed with outstanding benefits and global acceptance.
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EazyCard
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MasterCard
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V-Pay Card
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WebSurfer
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Visa Card
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Visa Prepaid
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Visa Debit |
MCU Card |
Payroll Card
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V by V
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20/20 Card
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About Zenith Eazycard
The Zenith Eazycard is an online debit card. When you use the Zenith Eazycard, money is debited from your Zenith Bank account. This means you spend or withdraw only what you have in your bank account. It is a quick transaction between the merchant and your personal bank account as it can be used on point-of sales (POS) and Automated Teller Machines (ATMs). Zenith eazycard can be used on Zenith ATM’s and on any POS, ATM, and KIOSK that is connected to the National Switch – Interswitch.
What is InterSwitch?
InterSwitch is an online, electronic transaction processing payment infrastructure that connects different payment channels to the payment processors and enablers. This platform is connected to the banks, GSM operators, utility companies, card operators and other end-users through a communication network.
For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: 234-01- 2781731, 2781737, 2781740, 2781742 and 2784000 {IT HelpDesk}.
Hotline: (01)2700437
E-mail: cardservices@zenithbank.com
When Using the Credit & Secured Credit on an internet Site, the delivery of the goods to your indicated address on the Merchant site is at the Merchant's discretion
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About MasterCard
MasterCard is one of the largest global payment companies in the world. With 37 corporate offices worldwide and over 15,000 member financial institutions serving consumers in 210 countries. They provide a full range of payment programs and services, including MasterCard Credit Cards, Maestro® online debit cards, Cirrus® ATM cash access and MasterCard® debit cards.
Benefits to you
A Zenith Bank MasterCard gives you the advantage of:
 A Worldwide /Global access
Low interest rates
Flexibility in choosing your limit
Longer days of credit
24hr Online access to your account
Minimal account opening balance
Building a strong credit rating
Choosing how much you repay monthly
Spending what you can afford
Superb customer support
You can also use your Mastercard on any Zenith Bank ATMs
About Charge Card
Old Charge Card |
New Charge Card |
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
5 |
15 |
| Total Amount ($) |
2,500 |
2,500 |
| Monthly |
Maximum Transactions |
15 |
40 |
| Total Amount ($) |
5,000 |
10,000 |
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About Classic Red Card
Old Classic Card |
New Classic Card |
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
5 |
15 |
| Total Amount ($) |
2,000 |
2,000 |
| Monthly |
Maximum Transactions |
15 |
40 |
| Total Amount ($) |
5,000 |
10,000 |
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About Gold Card
Old Gold Card |
New Gold Card |
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| Gold Card has been set up to operate within daily and monthly limits as shown below. |
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
7 |
20 |
| Total Amount ($) |
5,000 |
7,500 |
| Monthly |
Maximum Transactions |
20 |
60 |
| Total Amount ($) |
20,000 |
30,000 |
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About Platinum Card
| Old Platinum Card |
New Platinum Card |
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| MasterCard forms are readily available at all Zenith Bank branches nationwide |
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
10 |
30 |
| Total Amount ($) |
10,000 |
20,000 |
| Monthly |
Maximum Transactions |
30 |
80 |
| Total Amount ($) |
50,000 |
200,000 |
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For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: 234-01- 278 2273 and 2784000{IT HelpDesk}.
Hotline: (01)2700437
E-mail: cardservices@zenithbank.com
When Using the Credit & Secured Credit on an internet Site, the delivery of the goods to your indicated address on the Merchant site is at the Merchant's discretion
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About Zenith V-Pay cards
This is an online debit card on the ValuCard/Visa platform that provides an electronic means of withdrawing money, making purchases and checking balance against a bank account.
Benefits of V-Pay card
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Easy access to cash/account |
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A more convenient way to make payments. |
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Reduces risk involved in carrying cash. |
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All accounts can be tied to the same card, thereby enabling access to all funds in all the accounts in the bank.
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How does V-Pay card Work?
It can be used on ATM and POS channels.
For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: 234-01- 2781731, 2781737, 2781740, 2781742 and 2784000{IT HelpDesk}.
Hotline: (01)2700437
E-mail: cardservices@zenithbank.com
When Using the Credit & Secured Credit on an internet Site, the delivery of the goods to your indicated address on the Merchant site is at the Merchant's discretion
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About Web Surfer
The Web Surfer, a MasterCard Account, is your solution to securely browse the world wide web.
Limit the Risk
...of giving out your credit card details online by getting a Web Surfer Card. The Web Surfer is a low limit card that can only be used on the internet.
The Web Surfer
...priced at a mere $20 a year, is the solution to your worries. Simply pay at any Zenith Bank Branch, and a MasterCard account will be issued in your name with the credit limit of your choice. A MasterCard Websurfer Account, is your solution to securely browse the world wide web.
Features:
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MasterCard Brand |
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Not a Credit Card |
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Pre-paid and non-refundable |
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Exclusive use on the Internet |
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No Credit checks required |
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Re-loadable to your desired limit after the initial deposit |
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Online access to your account - No statements to be issued - |
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Note: Ensure terms & conditions are clearly understood before obtaining a card.
How to Obtain a Web Surfer Card
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Apply and submit request online |
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Go to your selected branch for pick-up with your reference number issued from the on-line application together with your form of ID. |
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At the branch pay cash to teller using the customized deposit slip. |
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Take copy of your deposit slip to Customer Service for processing and card issuance. Initial deposit is $100 (exclusive of card fees) |
Activating a Web Surfer Card
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Allow 48 hours (usually would be less) for card activation to take effect. |
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You will receive an activation e-mail giving you all the relevant details of the card issued to you. Only with these details can you use the card.
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Note: Be informed that the content of this e-mail is confidential and is known only to you. Protect these details to avoid unauthorized use of your card.
Re-loading a Web Surfer Card
For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: 234-01- 2782273 and 2784000{IT HelpDesk}.
Hotline: (01)2782273, 2700437
E-mail: cardservices@zenithbank.com
When Using the Web Surfer on an internet Site, the delivery of the goods to your indicated address on the Merchant site is at the Merchant's discretion.
You are encouraged to ensure that the mailing address used for this application should be used also as your shipping address when shopping on the internet with your card.
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About Zenith Bank Visa Credit Card
The Zenith Bank Visa Credit Card is a dual currency international credit card issued on Visa International platform accepted at more than 24 million shops and business locations in over 220 countries and at more than 900,000 ATM machines worldwide including Nigeria.
With the Zenith Visa dual currency credit cards, foreign transactions are settled in USD while local transactions (i.e. in Nigeria) are settled and repaid in Naira.
The Zenith Visa card provides cardholders a full range of options of making payments for goods and services on POS, over the Internet, for MOTO transaction as well as withdrawal of cash from ATMs. Cardholders also have access to online banking, card-to-card transfers, sms/email transaction notification and statement by email.
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Benefits to you
About Visa Classic Card
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
5 |
15 |
| Total Amount ($) |
2,000 |
2,000 |
| Monthly |
Maximum Transactions |
15 |
40 |
| Total Amount ($) |
5,000 |
10,000 |
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About Gold Card
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
7 |
20 |
| Total Amount ($) |
5,000 |
7,500 |
| Monthly |
Maximum Transactions |
20 |
60 |
| Total Amount ($) |
20,000 |
30,000 |
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About Platinum Card
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Cash (ATM Txn) |
Retail (POS & Internet) |
| Daily |
Maximum Transactions |
10 |
30 |
| Total Amount ($) |
10,000 |
20,000 |
| Monthly |
Maximum Transactions |
30 |
80 |
| Total Amount ($) |
50,000 |
200,000 |
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For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: +234 01 278 1740, 278 2273.
Fax: +234 1 2700438
E-mail: cardservices@zenithbank.com
When Using the Credit & Secured Credit on an internet Site, the delivery of the goods to your indicated address on the Merchant site is at the Merchant's discretion
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About Visa Prepaid
The Zenith Bank Visa Prepaid card offers you the recognition of a globally accepted payment card with the convenience of a prepaid card.
Limit the Risk
...because it accommodates low card limit and eliminates overspending.
The Visa Prepaid Card
A Visa Card Prepaid Account is your solution to securely make your transactions via ATMs, POS, Internet and MO/TO.
For just $20 a year, the Visa prepaid is the solution to most of your global payment needs. Simply pay at any Zenith Bank Branch and a Visa Prepaid card will be issued in your name with a limit of your choice.
Alternatively, you can pick up a Zenith Buxz non-personalized prepaid card.
Features:
Note: Ensure terms & conditions are clearly understood before obtaining a prepaid card.
How to Obtain a Prepaid Card:
Activating a Visa Prepaid Card:
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Allow 24 hours from time of collection card activation to take effect |
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Re-loading a Visa Prepaid Card:
For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: +234 01 278 1740, 278 2273.
Fax: +234 1 2700438
E-mail: cardservices@zenithbank.com
When using the prepaid on an internet Site, the delivery of the goods to your indicated address on the Merchant site is at the Merchant's discretion.
You are encouraged to ensure that the mailing address used for this application should be used also as your shipping address when shopping on the internet with your card.
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About Visa Debit Card (VCU)
The Zenith Bank Visa Debit Card is linked directly to customers’ Naira account (current or savings) and also the Cash Dom USD account. This unique feature makes the Visa Debit a dual currency card; ideal for local ATM and purchase transactions in Nigeria and also for foreign transactions outside Nigeria.
Therefore for transactions in Nigeria, Naira will be debited from the current or savings while transactions outside the Nigeria will be debited from the USD cash dom account.
Features:
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Unembossed Dual Currency Visa Debit card |
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- Spend in Naira for local transactions
- Spend in USD for transactions outside Nigeria
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EMV Chip and PIN card. |
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The card is issued free |
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No Interest charges; no collateral required |
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Online access to transaction history through Internet Banking |
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No settlement required as cardholder spends only funds available in his/her account |
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Accepted worldwide (including Nigeria) at over 29 million merchants, 1 million ATM locations, for Internet |
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and MO/TO where the Visa logo is displayed |
Benefits Of The Product To The Customer:
CARD TRANSACTION PARAMETERS
| TRANSACTION PARAMETERS |
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Local Trxn Parameters |
Foreign Trxn Parameters |
GOODS NUMBER OF TRANSACTIONS LIMIT |
15 times |
25 times |
GOODS LIMIT (AMOUNT) |
#1,000,000 |
$10,000 |
GOODS OFFLINE LIMIT |
0 |
0 |
CASH NUMBER OF TRANSACTIONS LIMIT |
5 times |
5 times |
CASH LIMIT (AMOUNT) |
#100,000 |
$3,500 |
CASH OFFLINE LIMIT |
0 |
0 |
CARD-NOT-PRESENT LIMIT |
0 |
0 |
CARD-NOT-PRESENT OFFLINE LIMIT |
0 |
0 |
For further enquiries on any of the Bank’s card products please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: +234 01 278 1740, 278 2273.
Fax: +234 1 2700438
E-mail: cardservices@zenithbank.com
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About MasterCard Debit Card (MCU)
The Zenith Bank MasterCard is an internationally accepted payment card linked directly to customers’ domiciliary accounts.
MasterCard Debit Card (MCU) |
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Features:
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The MCU is an unembossed chip card |
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No Interest charges |
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No collateral required |
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24hrs online access to transaction history |
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Unembossed chip card |
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No settlement required as cardholder spends only funds available in his/her account |
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Card is accepted in 210 countries worldwide at over 24 million |
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shops/business and more than 850,000 ATM locations |
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Card is attached to customers domiciliary account’s providing |
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access to cleared and available funds for transactions. |
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Monthly statement available for domiciliary |
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Transaction channels: POS, ATM, Internet, MO/TO where MasterCard is accepted |
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Monthly fees is $5 for all cards |
Description Of The Debit Card:
Benefits Of The Product To The Customer:
Channels On Which The MCU Cards Can Be Used:
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On the Internet: - here the cardholder supplies his information online by providing his details as requested. |
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On an ATM machine:- Cardholders can use the MCU to make |
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cash withdrawals on ATMs that accept MasterCard. |
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On a P.O.S terminal: - It can be used in a shop that accepts MasterCard as a means of payment. |
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For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: +234 01 278 1740, 278 2273.
Fax: +234 1 2700438
E-mail: cardservices@zenithbank.com
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About 20/20 Card
Features:
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The Twenty-Twenty card is a local Naira prepaid card. |
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It is a reloadable card on the Interswitch platform. |
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Loading fee of #20. |
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Maximum load on card is #500,000 for walk-in customer |
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and any amount for existing customer. |
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Maximum withdrawal per day is #50,000 for five times. |
Cost Of Card
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Free |
Channels
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The card can be used on the POS, ATM, Mobile and internet |
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Fees
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FEES |
| ATM TRANSACTION (ON-US) |
#20 |
| ATM TRANSACTIONS (NOT ON-US) |
#100 |
| POS TRANSACTIONS |
FREE |
| WEB/INTERNET TRANSACTIONS |
FREE |
Available to Zenith and non-Zenith customer
For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: +234 01 278 1740, 278 2273.
Fax: +234 1 2700438
E-mail: cardservices@zenithbank.com
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About Payroll Card
Features:
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This is a prepaid payroll card strictly for salary solution. |
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It is a reloadable card on interswitch platform. |
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Loading of the card is solely on corporate company instruction. |
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Maximum load on card depends on the stipend being paid by the employer. |
Cost Of Card
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Free |
Channels
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The card can be used on the POS, ATM, Mobile and internet. |
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Fees
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FEES |
| ATM TRANSACTION (ON-US) |
#65 |
| ATM TRANSACTIONS (NOT ON-US) |
#100 |
Available to Zenith and non-Zenith customer
For further enquiries on any of our ebusiness services please contact:
Card Services
Zenith Bank Plc
Plot 84 Ajose Adeogun Street
Victoria Island, Lagos.
Telephone: +234 01 278 1740, 278 2273.
Fax: +234 1 2700438
E-mail: cardservices@zenithbank.com
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Zenith Bank Visa Cards Are
Now VbyV Secured
VbyV - Secured
Introduction
Verified By Visa (VbyV) is a service designed by Visa to protect cardholders against fraud when they use their Visa cards to make payments on the Internet. Zenith Bank now offers this great new service to all our Visa Debit, Visa Credit and Visa Prepaid cardholders.
Verified By Visa Logo
VbyV is free, easy-to-use and adds another layer of security to online payment at participating web retailers that request for a PIN password known ONLY to the cardholder. However, your card will still be accepted at non-participating web retailers.
How does VbyV work?
Obtain an iPIN for VbyV
Proceed to make payment online
On presentation of the VbyV screen, enter the iPIN
Transaction will be authorized with the right iPIN
Benefits of VbyV
Buy online with confidence. By inputing an iPIN for online payments you (the cardholder) help ensure that only you can make online payments with your Zenith Bank Visa card(s).
VbyV is Free. Verified by Visa is offered at no charge.
Discounts Available. As a VbyV registered cardholder, you can take advantage of special offers and discounts at participating online stores.
VbyV Activation for Visa Debit Cards
The cardholder is required to choose an iPIN on a Zenith Bank enabled Visa ATM.
Insert card into the ATM
Input the card PIN
Select the PIN Change option on the ATM menu and chose the iPIN option
Cardholder then inputs his card PIN
Selects a new iPIN for VbyV transactions, confirm the new iPIN.
Cardholder to wait for transaction completion message. VbyV is now activated for the Visa Debit card.
VbyV Activation for Visa Credit and Prepaid Cards
Cardholder to complete the ZenithCard Online form (Form available at Zenith Bank branches)
Submit form to any Zenith Bank branch for processing.
iPIN for VbyV will be available for collection at cardholder’s branch in 5 days. VbyV for Visa Credit and Prepaid is ready for use.
Verified by Visa Sites
Currently over 25,000 online merchants participate in the VbyV scheme; and the number is growing
FAQs
What is Verified by Visa?
Verified by Visa is a unique service offered by Visa International that uses iPIN passwords or identity information to help protect Visa card numbers against unauthorised use. Once activated your Visa card number cannot be used for online payments at participating merchants without your PIN password.
Why do I need this?
If you have a Zenith Bank Visa Card (Prepaid, Debit and Credit) and make payments online, this service is designed to give you an extra level of protection against unauthorised use.
What is iPIN
iPIN refers to Internet PIN. It is the PIN you use for payments on payments enabled for Verified by Visa
What can I do with this?
Protect your Zenith Bank Visa Card online with a iPIN password
Provides an extra level of protection for online shopping
Once you activate your credit card, no one else can use your Visa credit card number to make a payment online at participating stores (as long as your iPIN is secure)
Why should I sign up for Verified by Visa?
Verified by Visa provides an extra level of protection for online shopping. Zenith Bank always protects its cardholders against unauthorised use; with VbyV an additional level of security is provided to prevent unauthorised use online.
Will I need to apply for a new Visa card to use it?
No, VbyV is designed to protect the Visa card(s) that you already have. The service is available for all new and existing Zenith Bank Visa Credit, Debit and Prepaid cards.
How does VbyV protect my Visa card number information during activation?
VbyV takes extensive precautions to secure your card number, and it is only used for the purposes of providing this service. Payment card information is transmitted using a high level of encryption and is stored on our secure server behind a firewall.
Is Verified by Visa easy to use?
Verified by Visa is quick and easy to use. When you submit an order at a participating online store, a VbyV window will appear. If you have not activated your Visa credit card, simply complete the activation process for your type of card
I share the same card number with others. How does Verified by Visa work for all of us?
The password is linked to the specific Visa card during the activation process. This means that only the cardholder can use the card for online shopping. Additional family members will not be able to use the same card, as they will not have the password required for authentication.
Can I use Verified by Visa from any computer?
Yes. One of the great advantages of Verified by Visa is that it can work with just about any PC with an Internet connection. There is no special software to install. Once you activate your card, you simply shop as you usually do. Your Visa card number is automatically recognised at checkout. Be sure that Cookies and JavaScript are enabled and that pop-up killers are disabled on your computer.
How do I activate my card?
For Visa Debit card, you can activate you VbyV service on Zenith Bank Visa enabled ATM
For Credit and Prepaid cards, you can apply for you VbyV PIN at any Zenith Bank branch
How do I know VbyV is secure and safe?
Personal and payment card information is transmitted using a high level of encryption (SSL), and is stored on a secure server behind a firewall to protect against unauthorised access.
Can I activate more than one card?
Yes, you may activate all of your Zenith Bank branded Visa cards, as long as you are the primary cardholder.
Once I activate my card, will I use my iPIN wherever I shop?
You'll use your Verified by Visa password only at participating online stores.
How does the activation process work?
You may activate Verified by Visa for your Zenith Bank Visa Credit Card in two ways: Click activate now or activate during shopping. At Zenith Bank Credit Card we have set up your credit card to be eligible to activate while shopping. During checkout at participating online stores, you may encounter a message offering the opportunity to activate Verified by Visa for your Zenith Bank Visa Credit Cards.
If you choose to activate during shopping, you'll provide information to Zenith Bank Credit Card to confirm your identity and then create your password. On future payments at participating online stores, your Verified by Visa password will be required during checkout, ensuring your added safety.
For more information on VbyV, kindly contact Zenith Bank Card Services on +234 1 2781470, 2782273 or email cardservices@zenithbank.com
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