Welcome to Zenith Bank > Investor Relations

	Group	Group	Bank	Bank
	2010	2009	2010	2009
	N'm	N'm	N'm	N'm
Assets
Cash and balances with central bank	141,724	126,779	130,604	115,044
Treasury bills	298,869	234,115	287,981	225,371
Due from other banks	399,503	341,830	374,604	290,025
Loans and advances	713,285	698,326	667,860	669,261
On-lending facilities	22,536	-	22,536
Advances under finance lease	13,188	5,506	12,731	5,281
Insurance receivables	711	635	-	-
Investment securities	210,345	158,977	171,985	144,189
Investment in subsidiaries	-	-	37,134	36,096
Deferred tax assets	1,162	966	-	-
Other assets	18,936	13,517	13,470	12,758
Investment Property	7,623	433	7,036	-
Property and equipment	67,145	78,619	63,517	75,171

Total Assets	1,895,027	1,659,703	1,789,458	1,573,196

Liabilities
Customer deposits	1,318,072	1,173,917	1,289,552	1,111,328
Claims payable	218	198	-	-
Liabilities on insurance contracts	2,287	1,202	-	-
On-lending facilities	26,049	-	26,049
Borrowings	27,975	35,984	27,975	35,984
Current income tax	3,735	7,407	1,010	5,718
Other Liabilities	145,750	100,085	87,314	88,683
Deferred income tax liabilities	7,380	3,117	7,144	3,100

Total liabilities	1,531,466	1,321,910	1,439,044	1,244,813

Capital And Reserves
Share capital	15,698	12,559	15,698	12,559
Share premium	255,047	255,047	255,047	255,047
Revaluation reserve	98	-	-	-
Retained earnings	62,610	44,883	51,307	37,415
Other reserves	27,789	23,081	28,362	23,362
Attributable to equity holders of the parent	361,242	335,570	350,414	328,383
Non-controlling interest	2,319	2,223	-	-

Total shareholders' equity	363,561	337,793	350,414	328,383

Total Liabilities' and equity	1,895,027	1,659,703	1,789,458	1,573,196


Acceptances and guarantees	902,931	638,708	866,169	606,594

	Group	Group	Bank	Bank
	2010	2009	2010	2009
	USD'Million	USD'Million	USD'Million	USD'Million
Assets
Cash and Balances with Central Bank	932	848	859	770
Treasury Bills	1,966	1,566	1,894	1,507
Due from other Banks	2,628	2,286	2,464	1,940
Loans and Advances	4,692	4,671	4,393	4,477
On-Lending Facilities	148	-	148	-
Advances under Finance Lease	87	37	85	35
Insurance Receivables	5	4	-	-
Investment Securities	1,384	1,063	1,131	964
Investment in Subsidiaries	-	-	244	241
Deferred Tax Assets	8	6	-	-
Other Assets	125	90	89	85
Investment Property	50	3	46	-
Property and Equipment	442	526	418	503

Total Assets	12,467	11,100	11,771	10,522

Liabilities
Customer deposits	8,670	7,852	8,483	7,434
Claims payable	1	1	-	-
Liabilities on insurance contracts	15	8	-	-
On-lending Facilities	171	-	171	-
Borrowings	184	241	184	241
Current income tax	25	50	7	38
Other Liabilities	959	669	574	593
Deferred income tax liabilities	49	21	47	21

Total liabilities	10,074	8,842	9,466	8,327

Capital And Reserves
Share capital	103	84	103	84
Share premium	1,678	1,706	1,678	1,706
Revaluation reserve	2	-	-	-
Retained earnings	412	300	338	250
Other reserves	183	154	186	155
Attributable to equity holders of the parent	2,378	2,244	2,305	2,195
Non-controlling interest	15	14	-	-

Total Shareholders Equity	2,393	2,258	2,305	2,195

Total Liabilities' and Equity	12,467	11,100	11,771	10,522


Acceptances and Guarantees	5,940	4,272	5,698	4,057